Liberty General Insurance

Liberty General car insurance offers two main options: a Liability-Only Policy (third-party cover, the statutory minimum) and a Comprehensive Policy that bundles third-party with own-damage protection against accidents, theft, natural calamities and man-made disasters.

The comprehensive plan covers your car against most major risk scenarios. Add-on covers are available to extend protection, and the LivMobile app makes claim registration, status tracking and renewal reminders simple. Cashless repair is available at 4,300+ authorised garages.

Two-wheeler insurance from Liberty General includes third-party liability cover (statutory minimum) and comprehensive bike insurance policies. Coverage includes injury and damage or loss as well as monetary liabilities arising from third-party claims.

Both annual and multi-year policies are available, which is useful for new bikes that need a long-term third-party policy by regulation. Multi-year plans also lock in the premium and avoid annual renewal hassles.

Liberty General's health insurance includes Liberty Health Connect, Health Connect Supra, Secure Health Connect, plus Janata Personal Accident and Individual Personal Accident policies. Coverage encompasses in-patient hospitalisation expenses, pre- and post-hospitalisation costs, daycare procedures and preventive care.

Premiums qualify for tax benefits under Section 80D of the Income Tax Act, 1961. Cashless settlement is available at 5,000+ network hospitals nationwide.

Commercial vehicle insurance is one of Liberty's core product lines. It covers trucks, taxis, cabs, school buses and other commercial passenger or goods carriers against accidents, theft, third-party liability and natural calamities.

For fleet operators, the LivMobile app and 24/7 multilingual support make managing multiple vehicles simpler — single dashboard view of policies, claim status and renewals.

For businesses, Liberty General provides Commercial Insurance options spanning liability, marine, commercial property, employee benefits and risk engineering insurance. These suit manufacturers, contractors, exporters and service businesses with varied risk profiles.

Liberty's Liberty Mutual parentage means the underwriting and product design borrow from a Fortune 100 US insurer's global commercial-lines playbook — particularly useful for buyers with complex industrial or technical risk exposures.