PNB MetLife India Insurance

Term Plan Plus is PNB MetLife's flagship term insurance plan. It provides pure life cover until age 80, starting at around ₹5,251 in premium. The death benefit is paid as a lump sum to the nominee if the policyholder dies during the term — no maturity benefit if the policyholder survives.

Family Protection Plans from PNB MetLife are designed for breadwinners — the cover provides financial security to families against the loss of the primary earner. Available riders include Accidental Death Benefit, Critical Illness, Serious Illness, and Accidental Disability Benefit.

Long-term savings plans from PNB MetLife are investment-oriented with maturity benefits. The Guaranteed Future Plan (₹35,250 starting premium, 30-year maturity) offers locked-in returns and disciplined long-term saving. Century Plan (₹1,25,400 starting premium) provides cover until age 80 or 100 — useful for legacy planning.

Ajeevan Suraksha is a comprehensive plan starting at ₹5,000 with cover up to age 80. For Indian families looking for a structured, principal-protected savings vehicle that doubles as life insurance, the Long-Term Savings range is the cleanest fit.

Child plans from PNB MetLife — like Goal Ensuring Multiplier (₹5,000 starting premium, 30-year term) — accumulate funds for children's educational milestones. The plan is designed to pay out at predetermined educational ages so the funds are available when needed.

If the parent dies during the term, the plan typically continues — premiums are waived and the maturity corpus is paid as scheduled. For families with young children, this is one of the highest-impact products available.

Retirement plans from PNB MetLife provide structured income solutions for post-retirement security. They include both deferred annuity options (build a corpus while working, then receive a lifetime annuity) and immediate annuity (turn a lump sum into a guaranteed lifetime income today).

For Indian salaried workers without a structured employer pension, this is one of the most important categories to start early. The earlier you start, the smaller the monthly premium needed for the same target post-retirement income.

For employers, PNB MetLife offers group insurance covering life, critical illness, accidental disability and partial disability. Group Serious Illness Rider and Group Accidental Death Benefits are available as add-ons.

For companies looking to set up employee benefit programmes, PNB MetLife's group portfolio is competitive on both pricing and feature richness.